Illinois Homeowners with Home Insurance Coverage

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Home insurance coverage

Home Insurance

Home is a paradise to many. It’s the place we run to escape the busyness and frustrations of the world. However, to continue enjoying the coolness of your home, it’s prudent you select the right home insurance to protect your priceless investment against certain natural disasters, theft, fire, and much more.

If you are a resident of Illinois, look no further than Balanoff Enterprise LLC for reliable home insurance policies. We provide the following home insurance policies.

  • Dwelling coverage: Protects the structures of your house, such as the roof and walls.
  • Personal property coverage: Protects your household items such as furniture, cutlery, and electronics from theft, fire, and other unfortunate events.
  • Liability protection: Protects homeowners in case someone gets injured in your house or in case you cause damage to other people’s property.
  • Other structures: Protects structures detached from your house—for instance, a detached garage.

Beyond the standard home insurance, you can opt for additional insurance unique to your home. Some of the options you can consider covers the following areas.

  • Yard and garden
  • Electronic data recovery
  • Water backup
  • Identity theft restoration
  • Sports equipment
  • Musical instruments

How much does home insurance cost?

The amount you pay depends on the following factors:

  • Age of the house: The newness or oldness of your house impacts the cost of insurance. Again, upgrades made to an old home play a role.
  • Swimming pool: Additional amenities like a swimming pool, increase your home insurance because of additional coverage to cover possible swimming-related injuries.
  • Coverage: The type of coverage you choose affects your insurance rate.
  • Home-based business: If you run a business in your home, your premium will increase to include business property like inventories and supplies.
  • Construction materials: Typically, building a custom home requires unique materials, which increases your premium.

Are you ready to get started? If you reside in Illinois and its environs, contact us or visit the Balanoff Enterprise LLC offices. We offer diverse and scalable home insurance policies to make sure that your peace of mind is guaranteed.

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  • Chubb
  • MetLife
  • National General
  • Nationwide
  • Progresseive
  • Safeco
  • Travelers